Aku is a funded and fully licensed payment-led digital bank on a mission to disrupt cash and drive financial inclusion one mobile device at a time. We are dedicated to leveraging innovative technology to disrupt traditional banking and payment systems.
About the Role
Aku is looking for a product lead responsible for delivering the strategic agenda for the digital lending through balance sheet growth, customer acquisition, customer retention and overall business strategy.
Job Description
• Lead the development and growth of Aku’s core infrastructure products
• Lead the development, growth, launch as well as performance of Aku’s digital lending through customer acquisition, customer retention, balance sheet growth to support the achievement of overall business strategy.
• Define and execute prioritization processes for the digital lending.
• Ensuring overall product development is guided by prioritised requirements and features
• Define lending product vision; formulate and iterate the product strategy to drive the business’s product profitability and customer experience, including:
• Creating detailed PRD's to guide product development and execution
• Collaborate with other stakeholders in technological implementation of loan origination and management systems including defining scope and overseeing deployment.
• Identify and recommend new products or partnerships to expand product capabilities
• Identifies target consumer segments and markets.
• Ensures a continuous improvement in the products
• Driving adoption of existing product capabilities and client acquisition.
Requirements
• 5+ years of product management experience building consumer web and mobile products.
• 2+ years of experience working with financial products/digital lending in the Tech space (banking, fintech).
• A passion and track record of creativity and building great products
• Experience in financial services (especially lending) is essential
• Data-driven and experiment-driven style to optimize for learning. Experience with data analysis tools preferred
• User-centric design approaches and strong product instincts.
• Ability to take a nebulous, vague list of desires & requirements and distill them down into engineering actionable items.
• Broad knowledge of Credit Risk management principles